Interest Rates – Loans

Term Loans |  Term Deposits

Rate of Interest for Loans against Security.

TYPE OF LOAN Interest
Loan against Gold 9.25% and 9.75%
Loan against
LIC policies / N.S.C		 9.50 %
Loan against Consumer Durables
Home Appliances – Computer, TV set, Refrigerator, Washing Machine, Furniture.		 12.00 %
Personal Loan (1% Rebate) 15.00 %
Upto 50 Lakhs Cash Credit(35 Months).
TYPE OF LOAN Interest
Cash Credit/Book date on salvation with Co-lateral 11.75 %

 

 

TYPE OF LOAN Interest
 e.g.: Docter, Chartered Accountant, architect, CS, Management Consultant etc.Professional Loan (Upto 30Lacs) 9.50 %
Professional Loan (Above 30Lacs)
Credit Rating interest RATE
AAA 9.60 %
AA 9.70 %
A 9.80 %
BBB 9.90 %
BB 10.00 %
B 10.25 %
Ganesh Festival (Kumbhar Community) 12.00%
Annasaheb Patil Loan Scheme 12.00%
Rooftop Solar Panel Loan scheme 9.00%

 

Suvaran Urban Loan Schemes.
TYPE OF LOAN Interest
 Net Gold Rate 100% 10.00 % and 11.00%
 Net Gold Rate 100% + Rs.50,000/- 12.00 % and 12.50 %
Net Gold Rate 100% + Rs.75,000/- 12.50 % and 13.00%
Net Gold Rate 100% + Rs.1,00,000/- 13.50 % and 14.00%

 

Interest Rates for Term Loan and Cash Credit 50 Lacs and more as per the credit ratings
Credit Rating term loan interest cash credit Interest
AAA 9.75 % 9.75%
AA 10.00 % 10.00 %
A 10.25 % 10.25 %
BBB 10.50 % 10.50 %
BB 10.75 % 10.75 %
B 11.00 % 11.00 %
Rate of Interest for Housing Loans.
Housing loan period interest rate
House Renovation / Interior / Compound etc. Upto 7 Years 11.50 % and 12.50%

Income from private employment 13.00 %

Urban Nivara Scheme (Floating Interest rate) Interest Rate
As Per Cibil Score above 800 8.75 %
As Per Cibil Score 750 TO 799 9.00 %
As Per Cibil Score 700 to 749 9.50 %
As Per Cibil Score 651 to 699 9.75 %
As Per Cibil Score  -1 to 300 9.90 %
Rate of Interest for Educational loans.
TYPE OF LOAN Interest
Personal Education Loan (Girls) 9.50% and 10.00%
Personal Education Loan (Boys) 9.90% and 10.50%
Rate of Interest for Vehicle Loan as per Cibil Score.
TYPE OF VEHICLE 800 and above 750 To 799 700 TO 749 675 To 699 650 To 674 -1 To 300
Commercial Vehicle 9.75% 10.00% 10.50% 11.00% 11.50% 11.50%
Commercial Vehicle (Old) 14.00% 14.00% 14.00% 14.00%
Car Purchase 8.75% To 8.90% — — —
Car Purchase (old) 13.00% — — —
Two wheeler 9.50% and 10.00% — — —
Rate of Interest for Agricultural Development loans.
TYPE OF LOAN Interest
Subsidiary agriculture business 12.50 %

 

 

TYPE OF LOAN Interest
 e.g.: Docter, Chartered Accountant, architect, CS, Management Consultant etc.Professional Loan (Upto 30Lacs) 9.50 %
Professional Loan (Above 30Lacs)
Credit Rating interest RATE
AAA 9.60 %
AA 9.70 %
A 9.80 %
BBB 9.90 %
BB 10.00 %
B 10.25 %
Ganesh Festival (Kumbhar Community) 12.00%
Annasaheb Patil Loan Scheme 12.00%
Rooftop Solar Panel Loan scheme 9.00%

 

Suvaran Urban Loan Schemes.
TYPE OF LOAN Interest
 Net Gold Rate 100% 10.00 % and 11.00%
 Net Gold Rate 100% + Rs.50,000/- 12.00 % and 12.50 %
Net Gold Rate 100% + Rs.75,000/- 12.50 % and 13.00%
Net Gold Rate 100% + Rs.1,00,000/- 13.50 % and 14.00%

 

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